What is an ALF?

Assisted Living, sometimes called Personal Care, is a type of care that supports individuals with their basic Activities of Daily Living (ADLs), including bathing, dressing, preparing meals, and, in some cases, medication assistance or reminders. Residents of Assisted Living communities benefit from the community’s planned social, educational and recreational programs, as well as the daily opportunities for socialization with peers. Three daily meals are generally provided.

Assisted Living housing tends to be more intimate, offering an enhanced home-like atmosphere. Apartments are generally studio or one-bedroom. Safety features such as call systems and handrails are standard.

Assisted Living can be paid for from private funds or with a mixture of private funds and long-term care insurance. Supplemental private insurance will not pay for Assisted Living.

What is Memory Care?

Memory Care is designed to support the specific needs of residents with Alzheimer’s disease, memory loss and dementia. Many Memory Care centers develop innovative educational and social programs that engage residents in the daily activities that slow memory loss and provide continuity through structured support. Some Memory Care centers have distinct locations for programs that address the wide range of resident memory loss. Although Memory Care centers should be secure in order to prevent residents from wandering, part of the secured area may be a landscaped courtyard or garden so that residents have access to the outdoors.

Private funds supplemented by long-term care insurance policies is the most common way to pay for Memory Care.